We Have Health Solutions for Trump’s Health Insurance Visa Proclamation

On Friday, October 6th, 2019, President Donald Trump announced that immigrants who wish to obtain a visa to come to the United States must be able to prove that they can obtain health insurance before they will be issued a visa. In an attempt to curb the cost that falls on American taxpayers due to medical cost of migrants who enter the country and either fall ill or become injured, the President has put requirements in place that will make obtaining a visa an even more difficult, lengthy and costly process. Individuals who are hopeful of acquiring a visa must either have insurance upon entering the country, be able to obtain insurance within 30 days of arrival or have proof of the ability to pay for any medical expenses that they may incur while in the United States.

We at E&M Global Insurance have the resources and expertise needed to help any foreign nationals wishing to obtain a visa. As premier sponsors for the American Immigration Lawyers Association, we work closely with countless attorneys helping to assist their immigrant clients to get them an insurance plan that fits their needs and can help them gain entry into America.

We have plans that satisfy the proclamation that individuals can get before they get to the United States.

In addition, we are one of only seven agencies that are able to offer a guaranteed issued Affordable Care Act (ACA) plan throughout the entire year.

The current administration is tightening down on immigration laws and regulations each day. Do not miss your opportunity to begin a new life in America. Get in contact with E&M Global Insurance today and speak with one of our healthcare experts to find a plan that works for you. Visit emglobalinsurance.com for more details on how you can take the first step toward getting the coverage you need.

Can an Asylum Applicant Qualify for Health Insurance?

As a sponsor of AILA (American Immigration Lawyers Association) we get frequent questions from immigration attorneys regarding whether their clients can qualify for coverage. There is much confusion on this, so we thought we’d dig a bit deeper on this.

The Health Insurance Marketplace(Obamacare) allows quite a bit a lot of immigration statuses the ability to get coverage. This includes not only Legal Permanent Residents but also EAD (Employment Authorization Document), Refugees, Cuban/Haitian Entrant and Lawful Temporary Residents.

Clients are usually asked to provide proof to the marketplace that will need to be verified. Failure to provide documentation could result in the policy being termed.

While coverage can be obtained the ability to get a subsidy can be more difficult. In 2018 an individual will need to make over $13,000 to get a subsidy to help offset the costs of the insurance. If a client makes under this depending on the state, they may not be eligible for any financial assistance. In addition, if an individual makes more than 400% of the poverty level they are not eligible for any financial assistance as well. For new immigrants it is our experience that the marketplace will most likely ask for proof of this income. This can be a challenge since many do not have pay stubs or a W-2. The marketplace could thus strip the subsidy away making coverage unaffordable.

For clients who do not qualify for financial assistance we advise always going private. The plans are stronger and there is no burden of proof for income. In addition, you do not need to worry about your information going into the federal governments database.

For any questions on an individuals’ options please contact Evan Tunis at 800-974-5077.