Do International Students Need U.S. Health Insurance?

Health Insurance for International Students

What a great question that we get asked fairly frequently at E&M Global.

Congratulations — you’re an international student who has just applied to and enrolled at a U.S. University! However, the requirements don’t stop there; many U.S. Universities require students that are enrolled at their school, including International students, to have health insurance.

Policies can vary by campus, and although some institutions offer their own plans for studs to enroll, there are other determinations for international students — requirements may depend on the visa category.

The U.S. Department of State requires exchange students (and visitors as well) on a J-1 Visa (as well as their dependents on a J-2 Visa) to be covered by medical insurance for the length of their program. However, on an F -1 Visa, the State Department has no specific insurance requirements for international students and their dependents.

We at E&M Global think all students in the U.S., regardless of whether the student is international or not, should have health insurance. Why? Well frankly — not having health insurance is quite costly and risky. A medical emergency at any time can be financially devastating for anyone without insurance.

If you are a J-1 Visa holder and/or an international student, we can make provide a policy for you that not only meets the State Department requirements but gives you a sense of ease while studying abroad. You can study and rest easily knowing you and your family are insured to the highest quality for an affordable price.

So, long answer short — yes, international students should have health insurance and we can help you with options! Give us a call today — our agents are ready and waiting to help!

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