Health Insurance Options While Waiting on a Permanent Resident Approval

Looking for green card insurance to provide medical coverage while you're in the U.S.? You've come to the right spot. Every new immigrant and green card holder in America is different. These unique circumstances may have an impact on eligibility for various domestic health insurance policies, potentially making it tricky to find the best travel coverage option until you're eligible to enroll in domestic healthcare.

If you're a new U.S. immigrant and entering the U.S. for the first time, or you're a green card holder living outside the U.S. planning a short trip to the United States, visitors insurance gives you the temporary coverage you need to stay protected. Choosing a plan that best fits your needs begins with identifying what type of immigrant or green card holder you are.

Health insurance for green card applicants will generally be viewed as a favorable factor with respect to public charge rules. Not being covered with an insurance policy can be a negative factor in the totality of the circumstances. In some cases, health insurance may be essential to demonstrate you are not likely to become a public charge.

If you recently received your green card and will be coming to the U.S. on an immigrant visa soon, you can consider New Immigrants Health Insurance plan, or plans that provide temporary coverage while you travel and settle down in the U.S. Some of the choices from VisitorsCoverage include: Inbound USA and HCC STM.

If you're in the U.S. on a visitor's visa and your children or family has applied for a family-sponsored green card, you're considered a visitor until your green card is processed. During this waiting period, you may be eligible for a visitors health insurance plan. Once you get green card approval, you should shift to a plan that offers coverage for green card holders.

The policy for health insurance for Green Card holders in the US is similar to that of US citizens. Immigrants and citizens of the US have to purchase their health insurance through private companies because the US does not have a national healthcare system that covers all groups of people.

The existing public health care only covers limited groups of people, such as elders, children, or the disabled. As such, Green Card holders over the age of 65 are eligible to receive public insurance like Medicaid, but only after five years of permanent residency in the US.

Do Green Card Holders Need Health Insurance?

No, having health insurance for Green Card holders is not mandatory in the United States. However, it is highly recommended because the cost of healthcare in the US is very high. Just a consultation with a doctor can reach hundreds of dollars, whereas hospitalization can set you back thousands of dollars per night, without including the cost of the medical treatment itself.

At E&M Global, we are able to help you get health insurance, to make sure you and your family are covered while in a different country and waiting for your permanent resident status. Give us a call today — our expert agents can help explain the process, your options, and help you make the best decisions for you and your family. For more information, please contact Evan Tunis at (561) 637-8162 or email at

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