K-1 Visas Explained

K-1 Visa

If you’ve binged-watched 90-day fiancé like the rest of us, you probably already have an idea of what the K-1 visa is. For those who have not heard of it, the K-1 visa is issued to finance a United States citizen to come to the United States for 90 days or less with the goal and intent of getting married. At the end of the 90 days, the fiancé will need to either marry the U.S. citizen petitioner or leave the United States.

At E&M Global, we can help you with options for a K-1 individual:

Short Term

Depending on your state, we can pursue a short-term major medical product covering large medical expenses and provide negotiated rates for things like doctor visits. Usually, these short-term policies are written as a 3-month term with the option to extend another 3-months, making it a 6-month policy. Short-term major medical is a great option for a K-1 individual and less expensive than an ACA policy.

Long Term

If the K-1 individual is looking for a more permanent policy, we can provide health care as well. If not in the open enrollment window, then an Expat policy should be considered. Expat policies cover wellness exams, hospitalization, doctor visits, medications, and more. Unlike ACA plans, these plans are usually cheaper and often offer superior benefits. However, one should note that it does not cover pre-existing conditions, so be sure to let one of our agents know before making any decisions!

Regardless of whether you’re coming to the United States on a K-1 Visa, you’ll need a fantastic health insurance plan. At E&M we have contracts with all carriers and can properly advise you on your best options! Give us a call today!

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