When shopping for Expat Health Insurance is of upmost important to make sure your new plan has a large network. What does a large network mean and how will this affect your plan will explain in detail below.
To begin with a network is a group of doctors/hospitals who take your insurance plan. It is important to understand that even the best policies/carriers may not take your insurance. Some networks require a general practitioner who oversees your health and to see a specialist you would need a referral.
For an Expat is it vital to make sure whatever plan you select covers the hospital/doctors your wish to go to. If you do not ha have any doctors yet make sure all the better hospitals in your area are covered on thenew policy you are considering. To select a policy without having all hospitals covered is exposing yourself to great liability.
Once you have established a carrier has a sufficient network you can then begin to look at plan options and deductibles.
In conclusion before shopping for any new policy make sure the network is superior.
Chinese Version Below:
購買外匯健康保險對於確保您的新計劃具有大型網絡至關重要。 大網絡意味著什麼，這將如何影響您的計劃將在下面詳細解釋。
開始一個網絡是一組醫生/醫院採取你的保險計劃。重要的是要明白，即使是最好的政策/運營商也許不會採取你的保險。一些網絡需要一名全面的醫生來監督您的健康狀況，並要求您需要轉診的專科醫生。
對於外籍人士來說，確保您選擇的計劃涵蓋醫院/您希望去的醫生至關重要。如果你沒有任何醫生，但確保你所在地區的所有更好的醫院都涵蓋了你正在考慮的新政策。選擇一個政策，而不必讓所有醫院覆蓋，都會使自己承擔很大的責任。
一旦你建立了一個運營商有足夠的網絡，你可以開始看看計劃選擇和免賠額。
在購買任何新政策之前，總之，確保網絡優越。
