Comparison of E-2 vs. EB-5 Health Insurance Options
E-2 and EB-5 are two of the more popular options for individuals looking to invest and or start a business in the United States. Before we get into the differences in healthcare options lets explain a bit the differences.
The EB-5 visa gives foreign entrepreneurs and investors the opportunity to secure a green card for themselves and their immediate families for investments that stimulate the American economy; based on significant capital (500,000) in a new commercial area with the investment at least guaranteeing 10 full time jobs.
The E-2 Visa does not provide for a green card. It is less expensive than an EB-5(100,000) investment o and the application process is much faster. Besides the upfront costs many individuals prefer this visa as they do not want to become U.S. Citizens due to a myriad of reasons including taxes.
EB-5 vs E-2 Healthcare Options
Now that we’ve explained the differences in the visa types lets go over the differences for health insurance.
For an EB-5 individual they have access to all ACA (Affordable Care Act) plans on and off the federal exchange. Coverage is permanent and not based on their medical history. With all the changes in healthcare options are not as vast as in the past. In most cases ACA plans will only cover you in your state and leaving that state will find you out of network.
For an E-2 individual finding permanent coverage may be a bit more difficult. At E&M we believe that permanent insurance should be sought in most cases. Since ACA plans may not available we have solutions that provide high quality insurance coverage anywhere in the United States.
Conclusion
Individuals who are applying for EB-5/E-2 visas are used to high quality care. Whiter they are investing 100,000 or 1,000,000 it doesn’t matter to us. We just want to make sure we are providing them the strongest medical care possible that covers them when in need. To not offer this is putting your biggest investment(you) at risk.
For a quote on an E-2 or EB-5 health insurance policy please call Evan Tunis at 800-974-5077.
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