During the American Immigration Lawyers Association Annual Convention, we were lucky enough to get insight and perspective from many of the top immigration attorneys in the world. Among their many questions and concerns was do we offer health insurance benefits for J-1 students?
The answer is yes!
Before we define what, these plans look like let’s take a second to define what an J-1 Visa does. A J-1 Visa is a non-immigrant visa to scholars, professors or students that allow them to obtain medical or business training within the U.S. The type of Visa is common among universities and other education facilities.
Below are the requirements of a J-1 Health Policy:
1. Medical benefits of at least $100,000 per accident or illness. At E&M Global we will not offer a policy
with less than 1,000,000 of coverage. The price is negligible and $100,000 will not cover a lot in a
hospital.
2. Maximum deductible of $500 per accident or illness.
3. Medical evacuation coverage to home country of at least $50,000
One of the advantages with working with E&M Global for a health policy is that we can custom tailor a plan to exceed the minimum requirements that will not be costly for your clients. Such things like doctor visits, maternity, medications and wellness checkups can be added to them polices. In addition since we only work with large carriers such as Cigna Global and International Medical Group there is no concern about a carrier not paying a claim.
If you would like to know more about a J-1 health insurance policy or have any questions regarding international health insurance for your clients please give us a call at 800-974-5077.
