E&M Global Insurance to Sponsor 2019 AILA Annual Conference

For Immediate Release:

E&M Global Insurance, the premier agency for international health insurance, is proud to announce that we will be a sposor of the 2019 AILA(American Immigation Lawyers Association) 2019 annual conference.

The event will be held at the Gaylord Palms Hotel from June 19-22nd in Orlando, Florida.

The conference will feature over 3,500 immigration attorneys, paralegals, law professors and law students.

Evan Tunis, President of E&M Global Insurance, “We are excited to once again be sponsors of the national AILA conference. The conference helps us keep our message of finding health insuranace for both attorneys and their clients.”

E&M Global Insurance will be in booth 315. Stop by and say hello.

The Cigna Global ACA Global Plan or The Best Health Plan on the Market That You Aren’t Aware Of

Cigna Global is one of the premier health insurance providers for expats and individuals who travel globally.

However unknown to most is a product they offer that complies with the ACA Guidelines while offering worldwide coverage and the Cigna PPO network. The plan is such a secret that is that its not even featured on the Cigna Global website. Below we’ll do a deep dive on this product, its features and see if its something you might be intrested in.  We present the Cigna Global ACA Health Plan.

Which Visa Types are Eligible for This Product?

To qualify for this plan an indivdual must have an E, O or L Visa. Tourist Visas or illegal immigrants are not eligible. IN addition and H1B, EW, ES, RN, SD and W would be sufficient.

Can I Apply for this plan at any Time During the Year?

Yes, unlike ACA plans which offer an enrollment window of only 45 days in most states this plan can be purchased anytime.  

Does this Plan Include Wellness/Preventatvie Care Covered at 100%

Yes, like ACA plans this is included at 100% not subject to your deductible or out of pocket.  

What sort of benefits/deductibles does this plan offer?

The Cigna Global ACA plan offers a robust choice of deductibles tailored to your needs and budget.  Want a plan with a $0 deductible-not a problem.  Or on the other end of the spectrum you can choose a $5,000 options.  The co-insurance is either 20%, 10% or 0%  We prefer Option 3 the 0% co-insurance options.

What other benefits are included in this plan?

  • Hospital Charges
  • Bariatric Surgery
  • Air Ambulance
  • Pathology, radiology and diagnostic tests
  • Chiropractic Care
  • Acupuncture!!!!
  • Speech and Physical Therapy
  • Pharmacy Drugs
  • Maternity
  • Cancer Care
  • Mental Health and Addiction Treatment
  • Immunization

As you can see the Cigna Global ACA is extremely robust and offers great benefits.  To get a quote please get with us.

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We Answer Your Questions about the E-2 Visa

E&M Global Insurance is proud of its work on behalf of those born outside the United States.  Yet there is much confusion about the E-2 Visa.  While we are not experts we have rounded up the most common questions and answers.


  1. Can E-2 Visa Holders Format Their Business as an S-Corp?  Yes you can.  Per IRS tax purposes E-2 individuals are considered Non-Immigrant Resident Aliens.  So you are allowed to have an S-Corp as long as you satisfy the substantial test of presence defining you as a resident.

2.       Can my children work on an E-2 Visa?  No, children are not allowed to work.  They can eligible to volunteer though.

3.        Do I need to get an immigration attorney in order to apply for an E-2?  Short answer no; but it its recommended as any                    errors could result in your application being denied.

4.       Can an E-2 individual own a firearm?   This one is state specific.  But in most cases you can purchase a firearm but NOT            a conceled firearm permit.






Health Insurance Open Enrollment 2019

If you are unaware open enrollment for health insurance is set to begin on November 1st and runs to December 15th.  This is the only time of the year when you can switch ACA policies without a Special Election Period.

E&M Global Insurance works in all 50 states and will be working 24/7 during open enrollment.  We specialize in both domestic and international health insurance.  If you need a quote please do not hesitate to contact us.


Health Insurance in Puerto Rico

If you are thinking about moving to Puerto Rico we have fantastic news.  E&M Global Insurance is now available for all individuals moving to Puerto Rico.  This includes plans from Cigna Global and all regional Puerto Rico plans.

Puerto Rico is a strange place for insurance.  They do not participate in the Health Insurance Marketplace but offer regionals plans such as Triple-S Salud.  If you are in need of health insurance and are moving to Puerto Rico ask how E&M Global Insurance can help.

Can I Change My Name Before Becoming a Naturalized Citizen?

As one of the leaders in international insurance we frequently get questions that go beyond our expertise. One of them had to do with if it was possible to change a name before becoming a citizen.

The simple answer is YES! You can use the State Courts to do a formal Name change and the USCIS will accept it as the true name. For an insurance policy we can easily make the change within a few days.

E&M Global Insurance to present at the Fort Lauderdale BBG Roundtable

E&M Global insurance will be presenting at Café Vico this Tuesday from 6:00-8:00. The presentation titled, “Humanizing the Transaction of Insurance” will be the focus of the BBG (Brazilian Business Group) Fort Lauderdale Roundtable series.

Evan Tunis, owner of E&M Global Insurance, “We are extremely honored that the BBG has allowed us to share and teach all that we do. We have a unique story and we want to share this with everyone.”

The presentation will focus on the origins of the company and the plans for the future.